A little clarity. A longer view.

See where your
money is headed.

Make room for the life you’re planning. Bring your bills, balances, and goals together-and see what comes next.

Find your financial footing ↗ Take a closer look ↓

✓ No bank connection required ✓ Your data. Your control.

Household Horizon / YOUR HOUSEHOLD AT A GLANCE Illustrative example

A clearer picture of what’s ahead

You’ve got a plan.

✳

Available today $4,200

Projected in 30 days $6,300

Your 90-day outlook Income · Bills · Everyday life

Today 30 days 60 days 90 days

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Tomorrow looks a little clearer. See the bills and paydays behind your forecast.

LESS SECOND-GUESSING MORE LOOKING FORWARD

Beyond the balance

Your bank balance tells you where you are.
Your horizon shows you where you’re going.

Rent is coming. Payday is Friday. That trip is still on your mind. Household Horizon helps you see how it all fits together.

A plan for real life

The whole picture.
And your next move.

Less juggling numbers. More understanding what they mean for you and your household.

01 / LOOK AHEAD

Meet your future balance.

Map income, bills, and expected spending across the next 90 days. Spot a tight week before it arrives and plan around it.

11 Payday +$2,950

17 Electricity −$168

21 Phone bill −$92

Example scheduled activity

02 / FIND YOUR BREATHING ROOM

Know what’s safe to spend.

Understand what’s left after scheduled costs and your chosen cash buffer. Make everyday decisions with the bigger picture in view.

Scheduled costs Your buffer Room for you

03 / MOVE FORWARD

A path through your debt.

Bring balances, interest rates, and minimum payments into one plan. Compare payoff strategies and see what extra payments could change.

04 / MAKE SPACE FOR WHAT MATTERS

Give your goals a home.

Plan for a rainy day, a family trip, or next year’s big bill. Track savings goals and see your assets and debts together.

Family getaway $1,800 of $3,000

Illustrative savings goal

Try a different tomorrow

“What if?”
Meet “here’s how.”

A new appliance. A little more toward debt. A bigger cushion. Explore the effect of a decision before committing to it.

Try this simple monthly example, then build a forecast around your own balances and schedules inside Household Horizon.

THE POSSIBILITY CHECK Illustrative example

What might you spend?

Starting balance $4,200

Income less planned costs this month +$2,100

Your chosen buffer $1,000

Balance after this purchase, at month end $5,550

That’s $4,550 above your buffer.

Monthly illustration only. Your actual forecast also needs to account for when bills and income occur.

Simple beginnings

From scattered numbers
to a shared direction.

Start your household plan ↗

Bring your numbers.

Add your account balances and import transactions from a CSV. No bank login or financial institution connection needed.

Put life on the calendar.

Review categories, confirm bills and income, and add your debt details and goals. You decide what belongs in your plan.

Look ahead, together.

See your forecast, compare possibilities, and update your plan as life changes. Keep your next decision in perspective.

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Connected to your life. On your terms.

Your plan doesn’t need
your bank password.

Household Horizon works with manual balances and CSV imports. You choose what to add, keep your records up to date, and export your information when you need it.

✓ No financial institution linking
✓ Review your imports
✓ Export and back up your records
✓ Start empty or explore example data

A little more clarity

Good questions.
Straight answers.

What is Household Horizon?

A personal finance planning platform for seeing your household’s money in context. It brings transactions, balances, bills, debt, and savings goals together so you can forecast cash flow and explore decisions.

Do I have to connect my bank?

No. Add balances manually and import transaction CSV files that you download yourself. Household Horizon does not connect to financial institutions or ask for bank login credentials.

How do transaction imports work?

Export a CSV from your account, upload it, and map the date, description, and amount columns. Review categories and account assignments. Transaction history alone does not establish current balances, APRs, or minimum debt payments; add those details to complete your plan.

Can I compare debt payoff strategies?

Yes. Enter each debt’s balance, APR, and minimum payment, then compare payoff approaches and the impact of an extra monthly payment. Estimates depend on the details you supply and the model’s assumptions.

Is the forecast a guarantee?

No. It is a projection based on your balances, schedules, and spending assumptions. Update those inputs as things change. Unexpected expenses or changes in income will affect the outcome.

Do I need to start with all my information?

No. Begin with a current balance and your regular income and bills, then build out the picture. You can also explore fictional example data and clear it before adding your own.

Can I take my data with me?

Yes. Export your transactions as a CSV or create a household backup using the app’s data tools.

Your next chapter starts with a plan

A clearer view.
A more confident you.

Find your horizon ↗

See where your money is headed.